Plant Hire Insurance

Plant Hire Insurance JCB Telehandler

What are the most important considerations when choosing plant hire insurance?

When choosing plant insurance, it’s essential to consider the specific coverage you need and ensure that the policy you choose meets those needs. Plant hire insurance may include coverage for damages or losses due to natural disasters, theft, fire, or malicious damage and liability coverage for personal injury or property damage resulting from your equipment.

It’s essential to consider exclusions and limitations of the policy and any deductibles or excesses that apply. An excess is an amount you must pay towards a claim before the insurer covers the remainder of the costs. Agreeing to a higher excess can help reduce your premiums, but it also means that you will need to pay more out of pocket if you need to make a claim.

Other factors to consider when choosing plant insurance include the following:

  • The reputation and financial stability of the insurer.
  • The terms of the policy.
  • The claims process.

It’s important to note that plant insurance policies can vary widely regarding coverage and exclusions. It’s always a good idea to carefully review the terms of your policy and ask your insurance provider/broker any questions about coverage.

Additionally, consider purchasing additional endorsements or riders to your policy to ensure you have the coverage you need for your specific needs and risks.

It’s also a good idea to compare quotes from multiple insurers to ensure you get the best coverage at the most competitive price.

We have listed a few local insurance companies to help you with your search:

JCB Insurance Services Ltd

 Marsh Commercial

Tysers Insurance

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