Do you need plant insurance to hire a mini digger?

Do you need plant insurance to hire a mini digger?

Do you need plant insurance to hire a mini digger?

Answer

Yes, you do need hired in plant insurance to hire plant in the United Kingdom.

Your insurance policy should cover loss or damage of hired in construction plant that covers the value of the plant. When you hire plant, you become responsible for lost or damage to the equipment. Plant hire insurance covers you for these risks,

Plant hire insurance cover includes cover for, excavators, diggers, rollers, dumpers, forklift trucks, access equipment, lighting equipment and attachments.

Plant Tip

Typically, the most cost-effective option is to get hired in plant insurance from your insurance broker. Ensure that the hired in plant insurance covers the value of the hired in plant machinery’s value. Most hire companies offer hired in plant insurance at a premium.

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